Disclaimer

The information contained in this website is for general information purposes only. Although we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under our control. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Digital Products, Online Courses & Educational Materials

Scope
This section applies to all digital products, downloads, memberships, courses, and other educational materials (“Digital Products”) offered by SPF Online Ltd, including those available via Flow Online and associated platforms.

Purchase & Access
(a) Access to Digital Products is granted immediately upon successful payment unless otherwise specified.
(b) Due to their nature, Digital Products are deemed to be “digital content” within the meaning of UK consumer law and are non-refundable once access or download has begun, unless the product is faulty or not as described.
(c) The Client is responsible for ensuring their device, internet connection, and software are suitable for accessing the Digital Product.

Licence of Use
(a) Digital Products are provided for personal or internal business use only and may not be copied, shared, resold, or redistributed without prior written consent from SPF Online Ltd.
(b) All intellectual property rights in Digital Products remain the property of SPF Online Ltd.

No Guarantee of Results
While SPF Online Ltd strives to provide high-quality and practical content, we make no representations or guarantees of specific results, financial outcomes, or business performance from the use of any Digital Product or advice provided. Results will vary depending on individual effort, implementation, and external factors beyond our control.

Disclaimer of Liability
To the fullest extent permitted by law, SPF Online Ltd shall not be liable for any direct, indirect, or consequential loss arising from the use or misuse of any Digital Product, or reliance on information provided therein.

Termination of Access
SPF Online Ltd reserves the right to revoke access to Digital Products in cases of misuse, breach of these terms, or unauthorised distribution, without refund.

Governing Law
This section shall be governed by and construed in accordance with English law.